Barbara Bodnar | Yorktown Real Estate, Peekskill Real Estate, Carmel Real Estate


Beautiful spacious two bedroom unit in Chateau Rive. . Close to Riverfront, Paramount Center for the Arts, Metro-North. Hardwood floors, marble bath, granite countertops, stainless appliances. $50.00 non-refundable on application per occupant for credit and background.

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Once you’re a homeowner, you know that excellent finances are a necessity. You need to budget smartly and be aware of where your money is going. There are so many little things that drain our money that aren’t so obvious. Read on to see some places where your money is going right out the window and what you can do to control it.


Food Spending And Consumption


Not only do most people admit to overspending on food, they admit to wasting food as well. It’s a smart idea to have a weekly meal plan. Do you cherish pizza night? Write that into the plan. Set a week- or even a month of menus ahead of time depending on how motivated you’re feeling. Make sure you’ll have everything you need in the house to make these meals. Try not to stock up on too many items. The simple act of knowing what you’re eating can save you hundreds, if not thousands of dollars over the course of a year. 


Financial Fees


Are bank fees and credit card late payment fees getting you down? All of those extra costs add up over time. Each time you overdraft your bank account costs you somewhere in the neighborhood of $25-$35. Every time you miss a credit card payment costs you another $25 or more. Make sure you’re enrolled in overdraft protection. You should also get alerts from your credit card as to when bills or due. If auto-pay is convenient, you can also consider that option to help you not miss payments. 


Utility Costs


Utilities can cost a significant amount of money, but these bills don’t have to be astronomical. Make sure you’re not wasting energy. Keep the thermostat either higher or lower depending on the season when you’re not home. A few degrees can make a big difference in your bill. Old appliances can also be energy suckers. When you leave the room, shut off televisions and lights to save even more on your utility costs.     


Monthly Memberships


Do you have a gym membership and never use it? That’s money going right out the window. If you subscribe to online services that you don’t frequently use, only keep the subscriptions that you need and use. You can save hundreds of dollars just by keeping track of where your money is going and if you use the products. Take a look at your credit card statements and notice any monthly charges that look unfamiliar.        


210 Chateau Rive, Peekskill, NY 10566  

Rental
$2,050
Price
2
Bedrooms
1
Baths
Beautiful spacious two bedroom unit in Chateau Rive. . Close to Riverfront, Paramount Center for the Arts, Metro-North. Hardwood floors, marble bath, granite countertops, stainless appliances. $50.00 non-refundable on application per occupant for credit and background.


403 St Marys, Peekskill, NY 10566  

Rental
$1,575
Price
1
Bedrooms
1
Baths
Charming building over-looking the Hudson River. Lovely one bedroom unit, elevator building. There are stairs to reach unit. Close to shopping, train, entertainment., restaurants, Riverfront park. Non-refundable application fee, 50.00 per occupant. One bedroom apartment. Elevator building, but, additional stairs to unit. Common laundry.



This listing recently sold for $448,000.

3186 Douglas Drive, Yorktown Heights, NY 10598  

Residential
$430,000
Price
$448,000
Sale Price
3
Bedrooms
2
Baths
Welcome to the Walden and Country Woods Neighborhood Association. Bright contemporary style cape on cul-de-sac road. Three bedroom, lives like a four. Sewer and municipal water. Annual dues of approximately $165.00 are applied towards town property taxes for common land, ins., maintenance, professional services. Sunny eat-in-kitchen with sliding glass door to large deck overlooking peaceful back yard with full grown trees nicely landscaped. First floor includes full bath with tub, bedroom being used as an office, second bedroom, living room and dining area. Second floor has open loft overlooking living room, finished attic room, master bedroom with full walk in closet, updated bath with shower, den. Full unfinished basement with utilities. Newly paved driveway and road. Nice curb appeal and plantings. PDS to partial attic, newly insulated. Basement insulated (3 years approx.) First time on market in 25 years.